Savings

Find the latest deals on savings accounts plus ways to maximize yield.

Savings basics

How much should I save each month?

For many people, the 50/30/20 rule is a great way to split up monthly income.

Best money saving apps

These mobile apps can help you build up your bank account by regularly setting aside small amounts of savings.

Legitimate ways to find fast cash

Unexpected events can easily overwhelm your cash reserves. Here are some places to look for a quick source of funds.

High-interest, low-risk savings strategies

No matter the economic environment, there are always ways to earn more on your money, while not taking on too much risk.

Savings spotlight

Latest Articles

The average American household budget

Americans spent nearly $74,000 in 2022 just to keep their households running.

9 min read Jul 08, 2024
Emergency fund amount: How much should you have in emergency savings?

The amount varies by individual, but there are guidelines.

7 min read Jul 08, 2024
Pay off debt or save? Expert tips to help you choose

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

8 min read Jul 08, 2024
What is the average interest rate for savings accounts?

Comparing savings rates can ensure you get the best return on your savings.

3 min read Jul 03, 2024
National average money market account rates for July 2024

Get the latest rates on top-yielding money market accounts.

2 min read Jul 03, 2024
Meet ALICE: 29% of American households who earn above poverty level but don’t have enough to make ends meet

Barely above the poverty line, ALICE households struggle to make ends meet.

5 min read Jun 28, 2024
17 legitimate ways to get money fast

Here are some places to look for a source of funds.

6 min read Jun 27, 2024
Study: Women can miss out on over $500,000 in career earnings — just by being mothers

A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.

11 min read Jun 26, 2024
12 simple ways to make $100 fast

Even earning as little as $100 in extra income here and there can give you added spending money.

5 min read Jun 25, 2024
What you should (and shouldn’t) store in a safe deposit box

Some items are good candidates for storage in a safe deposit box, but others aren’t.

6 min read Jun 24, 2024
5 big financial mistakes new college graduates should avoid

Don’t let these financial mistakes prevent you from reaching your financial goals.

4 min read Jun 24, 2024
Top high-yield savings accounts are now beating inflation. Here’s why that’s important

Savings yields topping inflation could let you hold onto your purchasing power.

6 min read Jun 20, 2024
Bankrate’s 2024 Annual Emergency Savings Report

If you’re struggling to pay off debt and build savings, you’re not alone.

12 min read Jun 20, 2024
Check or calculate the value of a savings bond online

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

3 min read Jun 17, 2024
Best business savings accounts for 2024

Here are some of the best savings accounts you can sign up for as a business owner.

8 min read Jun 13, 2024
‘Soft saving’ and how it could impact savings and retirement

Learn how the ‘soft saving’ trend could affect your savings and retirement.

4 min read Jun 04, 2024
Cashless cash stuffing provides the best of both budgeting worlds

This crafty form of budgeting helps you manage your cash without hoarding it.

3 min read Jun 03, 2024
Best savings accounts for new college grads

Check out Bankrate’s savings picks to help you start off on a long financial future.

6 min read Jun 03, 2024
The best health savings account (HSA) providers of 2024

Confused about finding an HSA? Use these tips to determine the best deal for you.

8 min read May 28, 2024
5 reasons to have multiple savings accounts

Here’s how multiple savings accounts can help you reach your financial goals.

9 min read May 23, 2024

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