CDs

Latest Articles

• 

  Current CD rates for July 2024

  Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

  3 min read Jul 03, 2024
• 

  Top 18 tips for CD savers

  These tips can help maximize your savings using certificates of deposit.

  9 min read Jun 28, 2024
• 

  CDs or Fixed Annuities: Which is a better way to save for retirement?

  CDs and fixed annuities can be great retirement options. Here are the differences.

  4 min read Jun 26, 2024
• 

  Banks are relying more on brokered CDs as consumers shifted money out of low-interest accounts, FDIC data indicates

  Consumers move to interest-bearing accounts; banks increase funds for brokered CDs.

  9 min read Jun 26, 2024
• 

  The pros and cons of CD investing

  Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

  6 min read Jun 24, 2024
• 

  Best business CD rates for July 2024

  These seven banks and credit unions offer competitive rates on CDs for businesses.

  5 min read Jun 12, 2024
• 

  There’s now a 100-year CD. Here’s what you should know

  The 100-year CD targets investors with philanthropic or generational-wealth goals.

  4 min read Jun 12, 2024
• 

  Can you lose money on a CD?

  Learn how you can lose money on a CD.

  4 min read Jun 03, 2024
• 

  Here’s how much investing $10,000 in a CD right now could earn you in 1 year

  If you have $10,000 to invest in a CD right now, here’s how much you could earn.

  4 min read May 02, 2024
• 

  Here’s when an early withdrawal from a CD is worth it

  Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.

  5 min read Apr 29, 2024
• 

  Here’s how much investing $25,000 in a CD right now could earn you in 1 year

  If you have $25,000 to invest in a CD right now, here’s how much you could earn.

  4 min read Apr 22, 2024
• 

  5 things to know before opening a CD

  A CD often earns a competitive, fixed rate. Here’s what to know before opening one.

  7 min read Apr 09, 2024
• 

  6 top tips for choosing the best CD for your money

  CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

  4 min read Apr 02, 2024
• 

  How promotional (bonus) CD rates work

  These CD specials help you earn more money on interest without taking on risk.

  3 min read Apr 02, 2024
• 

  Why now might be a good time to consider longer-term CDs

  If you’ve been thinking of getting a longer-term CD, you may want to make a move.

  4 min read Apr 02, 2024
• 

  Brokered CDs: What they are and how to buy them

  Here’s everything you need to know about brokered CDs.

  6 min read Apr 01, 2024
• 

  How to renew a certificate of deposit (CD)

  Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.

  4 min read Mar 28, 2024
• 

  How do CDs work?

  CDs hold your funds for a set period. In exchange, you get a reliable return.

  6 min read Mar 25, 2024
• 

  Top CD rates today: March 21, 2024 — Fed holds rates steady (and what that means for CDs)

  Explore the top CD rates today to maximize your savings.

  6 min read Mar 21, 2024
• 

  Top CD rates today: March 20, 2024 — What today’s Fed decision means for CD yields

  Explore the top CD rates today to maximize your savings.

  6 min read Mar 20, 2024