Banking
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Banking Basics
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Latest Articles
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Bankrate’s Q2 Economic Indicator Survey: What economists see for the job market, inflation, the Fed and more in the year ahead
Behind the slowing economy is a Fed determined to defeat red-hot inflation.
9 min read Jul 10, 2024 -
Skeptical of an online-only bank? I was, too. Here’s the 3 things that changed my mind
Here are three reasons why an online-only bank can improve your banking experience.
4 min read Jul 09, 2024 -
Best business checking accounts for July 2024
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
10 min read Jul 08, 2024 -
The average American household budget
Americans spent nearly $74,000 in 2022 just to keep their households running.
9 min read Jul 08, 2024 -
Emergency fund amount: How much should you have in emergency savings?
The amount varies by individual, but there are guidelines.
7 min read Jul 08, 2024 -
Pay off debt or save? Expert tips to help you choose
Here are scenarios for when each choice – paying down debt or saving – makes more sense.
8 min read Jul 08, 2024 -
What is the average interest rate for savings accounts?
Comparing savings rates can ensure you get the best return on your savings.
3 min read Jul 03, 2024 -
National average money market account rates for July 2024
Get the latest rates on top-yielding money market accounts.
2 min read Jul 03, 2024 -
How long does it take for a check to clear?
The amount of time can vary from check to check.
4 min read Jul 03, 2024 -
The 10 largest credit unions in the US
These are the 10 largest credit unions in the United States based on assets.
4 min read Jul 03, 2024 -
Current CD rates for July 2024
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
3 min read Jul 03, 2024 -
Achieving financial freedom and stability: How has social media skewed our expectations of what it takes?
Social media platforms have become powerful forces in shaping our perceptions, behaviors and financial aspirations.
7 min read Jul 02, 2024 -
Failed credit unions list: 2012-2024
Check out this list of credit unions that have failed since 2012.
6 min read Jul 02, 2024 -
Chase vs. Bank of America
Considering banking with Chase or Bank of America? Here’s how the two compare.
4 min read Jul 02, 2024 -
Best bank account bonuses for July 2024
Walk away with stacks of cash just for opening a checking or savings account.
15 min read Jul 02, 2024 -
List of failed banks: 2009-2024
Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.
12 min read Jul 02, 2024 -
How to open a checking account online
Here’s how you can open a checking account online, in three steps.
5 min read Jul 02, 2024 -
Are banks open today? Federal bank holidays in 2024
Knowing bank holiday schedules can help you avoid delays on necessary transactions.
3 min read Jul 02, 2024 -
How non-US citizens can open a bank account
Being able to open a checking and savings account can help build financial security.
5 min read Jul 01, 2024 -
$500, $1,000, $100,000: Big bills of a bygone era
You won’t see these big bills in circulation, but you can see them here.
4 min read Jul 01, 2024
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