Homeowners Insurance
Insuring your home
Determine how much insurance you need
Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later.
Compare home insurance companies
Get a feel for your options so you how know how to choose the best carrier for your home.
Get customized quotes for your home
Find out exactly what you can expect by getting accurate insurance quotes from top carriers.
Explore coverage add-ons
Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of
Purchase your home insurance
Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.
Reviews from top homeowners insurance providers
Bankrate Rating = 3.8/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 4.3/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bankrate Rating = 3.2/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Home Insurance Resources
Weather related home insurance coverages to consider
Latest Articles
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Does homeowners insurance cover fire damage?
Fire is a common cause of damage to homes. Does homeowner’s insurance cover fire?
6 min read Jul 09, 2024 -
How to find affordable homeowners insurance in a high-risk fire zone
Bankrate shares tips on finding home insurance if you live in a high-risk wildfire area.
7 min read Jul 09, 2024 -
How to protect your home from wildfire
Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.
6 min read Jul 03, 2024 -
What are homeowners insurance premiums and how do they work?
Bankrate explains homeowners insurance premiums and the factors that impact it.
12 min read Jul 03, 2024 -
How to prepare your home for hurricane season
Is your home ready for hurricane season? Bankrate has tips on how to prepare.
10 min read Jul 03, 2024 -
Dog breeds that affect your insurance coverage
Wondering what dog breeds affect your homeowners insurance? Bankrate can help.
7 min read Jul 02, 2024 -
The impact of natural disasters on insurance rates in 2024
Will natural disasters in the U.S. become costlier than ever before? Bankrate explores.
12 min read Jun 28, 2024 -
I’m not a homeowner. Here’s why the home insurance crisis keeps me up at night
Saving up for a home is one thing; finding insurance for it is another.
5 min read Jun 28, 2024 -
How to prevent your home from flooding
Flooding can happen anytime, anywhere. Is your home prepared?
10 min read Jun 27, 2024 -
Does homeowners insurance cover wildfire damage?
Wondering if homeowners insurance covers wildfire damage? Bankrate has the answer.
6 min read Jun 27, 2024