Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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Where can I get a bad credit loan?
Bad credit loans are available through online lenders, select community banks and credit unions.
6 min read Jul 01, 2024 -
Easiest credit cards to get
Even with poor credit, fair credit or no credit, you may qualify for these cards.
5 min read Jun 28, 2024 -
6 tips on how to apply for a credit card with bad credit
Learn how to get approved for a credit card with bad credit.
3 min read Jun 26, 2024 -
How to get a business credit card with bad personal credit
If you have a lower credit score, a business card isn’t necessarily out of reach.
10 min read Jun 26, 2024 -
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
7 min read Jun 19, 2024 -
What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
7 min read Jun 19, 2024 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
3 min read Jun 14, 2024 -
How to use the Mission Lane Visa Card
If you’re trying to improve your credit, the Mission Lane Visa card might help.
5 min read Jun 14, 2024 -
Personal loan alternatives for bad-credit borrowers
There are alternatives to bad credit loans if you need money.
5 min read Jun 03, 2024 -
Best business credit cards for bad credit
If your credit is poor, you may have to get a secured business credit card first.
4 min read May 31, 2024 -
How to get a car loan with bad credit: 10 tips for finding the best
Shopping around is important if you’re seeking a car loan with bad credit.
5 min read May 31, 2024 -
Should you pay off your car loan early? Or is it smarter to wait?
It could be smart to pay off your loan entirely or make larger payments.
6 min read May 31, 2024 -
Hard money lending: Guide to hard money loans and lenders
These loans appeal to house flippers or those with unusual situations.
9 min read May 21, 2024 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read May 16, 2024 -
How to choose the best bad credit loan company
Not all bad credit lenders are alike, so potential borrowers should choose carefully.
3 min read Apr 24, 2024 -
How long does a bankruptcy stay on your credit report?
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
4 min read Apr 23, 2024 -
How to get a home equity loan with bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
10 min read Apr 18, 2024 -
You can refinance a car loan with bad credit — but should you?
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
5 min read Apr 16, 2024 -
How to get a debt consolidation loan with bad credit
If you plan to get a personal loan with poor credit, take these steps.
6 min read Apr 12, 2024 -
Petal 1 vs. Discover it Secured
Would the secured Discover it card or unsecured Petal 1 card work better for you?
5 min read Apr 08, 2024