Banking
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Banking Basics
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Latest Articles
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The Federal Reserve’s latest dot plot, explained – and what it says about interest rates
This Fed communication tool is important, but be cautious when interpreting it.
7 min read Jun 12, 2024 -
Take these 12 steps as the Federal Reserve keeps interest rates high
Even without a rate hike, the Fed’s key rate hasn’t been this high for 23 years.
11 min read Jun 12, 2024 -
Fed’s interest rate history: The federal funds rate from 1981 to the present
The key benchmark has been as high as 20 percent — and as low as 0 percent.
13 min read Jun 12, 2024 -
How the Federal Reserve impacts savings account interest rates
For savers, here’s what to consider when the Fed raises interest rates.
4 min read Jun 12, 2024 -
Biggest winners and losers from the Fed’s interest rate decision
While the Federal Reserve stood pat this time, it has raised rates a total of 11 times in this current cycle.
6 min read Jun 12, 2024 -
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What is inflation? Here’s how rising prices can erode your purchasing power
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
9 min read Jun 12, 2024 -
Inflation slowed in May but some items are still pricey — here’s what’s rising most
Inflation is slowing, but prices are still higher than they were four years ago.
11 min read Jun 12, 2024 -
These are the worst banking mistakes you can make, according to financial pros
How to avoid these banking mistakes.
4 min read Jun 11, 2024 -
When will the Fed cut interest rates? Experts say later this year, if at all – here’s why
Some Fed officials are starting to rethink just how much they can cut rates.
9 min read Jun 11, 2024 -
Preview of the June Fed meeting: 3 key themes to watch as the economy slows but interest rate cuts remain delayed
Rate cuts are still delayed, but should they be?
7 min read Jun 10, 2024 -
6 key ways the Federal Reserve impacts your money
Every financial decision you make comes back to the Federal Reserve.
10 min read Jun 10, 2024 -
How to file a complaint with the CFPB: A step-by-step guide
Feel like a victim of bad financial practices? Here’s how to file a CFPB complaint.
4 min read Jun 07, 2024 -
‘Soft saving’ and how it could impact savings and retirement
Learn how the ‘soft saving’ trend could affect your savings and retirement.
4 min read Jun 04, 2024 -
Money market account vs. savings account: What’s the difference?
These financial products are very similar but have some key differences.
7 min read Jun 03, 2024 -
Most Americans are significantly stressed about money — here’s how it varies by demographic
Find out who is affected most by financial stress by statistic and how to cope.
8 min read Jun 03, 2024 -
Cashless cash stuffing provides the best of both budgeting worlds
This crafty form of budgeting helps you manage your cash without hoarding it.
3 min read Jun 03, 2024 -
Best savings accounts for new college grads
Check out Bankrate’s savings picks to help you start off on a long financial future.
6 min read Jun 03, 2024 -
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What is ATM skimming and how do you protect yourself?
ATM skimming is a type of payment card fraud. Here’s everything you need to know.
5 min read May 31, 2024
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