Mortgages
Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.
Mortgage Basics
Editor's Picks
VA home loan requirements for 2024
5 min read
First-time homebuyer qualifications
6 min read
VA loan limits for 2024
6 min read
Best mortgage lenders of July 2024
5 min read
Latest Articles
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What are construction loans?
They’re not just mortgages for new builds, and you need to know their unique wrinkles.
10 min read Jun 20, 2024 -
First-time homebuyer guide
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
16 min read Jun 20, 2024 -
How to get a mortgage
Follow these 10 steps to nail the loan and make buying that home a reality.
12 min read Jun 20, 2024 -
The Black neighborhood home appraisal gap is real. Can we close it?
There’s still a big divide between Black and White home price tags.
9 min read Jun 20, 2024 -
I chose this type of mortgage lender to buy my first home — and it was the best decision I made
Bankrate editor Laurie Richards shares why she worked with a local mortgage lender to buy her first home.
4 min read Jun 20, 2024 -
How does a fixed-rate HELOC work?
It’s a hybrid product that can combine the best of both borrowing worlds.
9 min read Jun 20, 2024 -
How to buy a second home
Eyeing a beach bungalow or a mountain lodge? Read these tips first.
6 min read Jun 19, 2024 -
How much is a down payment on a house?
The down payment question may sound like a simple one, but it has many answers.
10 min read Jun 19, 2024 -
What is the average down payment for first-time homebuyers?
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
7 min read Jun 18, 2024 -
Do you need a down payment to refinance your mortgage?
Usually, no. But you still need to have some cash on hand at the closing.
5 min read Jun 18, 2024