Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

Bankrate’s Q2 Economists’ Survey

Behind the slowing economy is a Fed determined to defeat red-hot inflation.

Repay Debt or Save? How to Decide

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

Time before a check clears

The amount of time can vary from check to check.

Fixed vs. variable expenses

Knowing how fixed and variable expenses differ can help you improve your finances.

Editor's Picks

Latest Articles

Capital One vs. Chase

Considering banking with either Chase or Capital One? Here’s how the two compare.

4 min read Jun 25, 2024
The pros and cons of CD investing

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

6 min read Jun 24, 2024
What you should (and shouldn’t) store in a safe deposit box

Some items are good candidates for storage in a safe deposit box, but others aren’t.

6 min read Jun 24, 2024
5 big financial mistakes new college graduates should avoid

Don’t let these financial mistakes prevent you from reaching your financial goals.

4 min read Jun 24, 2024
Ally Bank vs. Marcus by Goldman Sachs

Considering banking with either Ally Bank or Marcus by Goldman Sachs? Here’s how the two compare.

4 min read Jun 24, 2024
What happens to a bank account when someone dies?

You can’t take it with you, so what happens to your bank account after you pass on?

6 min read Jun 20, 2024
How to transfer money from one bank to another: 4 ways

Keep fees in check when you shift money from one bank account to another.

4 min read Jun 20, 2024
Top high-yield savings accounts are now beating inflation. Here’s why that’s important

Savings yields topping inflation could let you hold onto your purchasing power.

6 min read Jun 20, 2024
Bankrate’s 2024 Annual Emergency Savings Report

If you’re struggling to pay off debt and build savings, you’re not alone.

12 min read Jun 20, 2024
Check or calculate the value of a savings bond online

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

3 min read Jun 17, 2024
Daily ATM withdrawal limits: How much money can you take out?

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

4 min read Jun 17, 2024
What is a cashier’s check? Definitions, uses, how to buy one, cost and alternatives

This old-school way of paying is still in demand. Here’s everything you need to know.

5 min read Jun 17, 2024
Best business savings accounts for 2024

Here are some of the best savings accounts you can sign up for as a business owner.

8 min read Jun 13, 2024
Cutting alcohol is more than a trend — it’s a lifestyle saving Americans hundreds year-round

Former drinkers are re-evaluating their budgets and discretionary spending habits.

7 min read Jun 13, 2024
Best online checking accounts for July 2024

Online checking accounts stand out for different features. Here’s our top picks.

8 min read Jun 12, 2024
Chase new account promotions: Bonuses for checking accounts

Chase offers bonus opportunities for new account customers.

3 min read Jun 12, 2024
Best business CD rates for July 2024

These seven banks and credit unions offer competitive rates on CDs for businesses.

5 min read Jun 12, 2024
Citibank new bonuses for checking and savings accounts

Here’s everything to know about the offers to see if they’re the right fit for you.

2 min read Jun 12, 2024
There’s now a 100-year CD. Here’s what you should know

The 100-year CD targets investors with philanthropic or generational-wealth goals.

4 min read Jun 12, 2024
Fed keeps interest rates steady, sees only one cut this year despite slowing inflation

All but four officials continue to expect rate cuts in 2024.

7 min read Jun 12, 2024

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