CDs

Latest Articles

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  Top CD rates today: March 19, 2024 — Upcoming Fed decision could impact APYs

  Explore the top CD rates today to maximize your savings.

  6 min read Mar 19, 2024
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  Historical CD interest rates: 1984-2024

  Take a look at the days when CDs were offering investors double-digit returns.

  5 min read Mar 01, 2024
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  Tax considerations for certificate of deposit (CD) investors

  Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

  3 min read Feb 28, 2024
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  Is an IRA certificate of deposit (CD) tax deductible?

  Looking to score more tax deductions? IRA CDs might be for you.

  6 min read Feb 28, 2024
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  CD ladder: What it is and how to build one

  A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

  4 min read Feb 27, 2024
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  How to open a certificate of deposit (CD)

  Everything you need to know about opening an account.

  4 min read Feb 27, 2024
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  CDs vs. share certificates: What’s the difference?

  Here are differences between CDs and share certificates, and which one to choose.

  4 min read Feb 06, 2024
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  Are CDs safe?

  All CDs have one thing in common: They’re among the safest places to park your cash.

  5 min read Jan 22, 2024
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  CD rates forecast for 2024: Expect banner year for savers with strong yields, lower inflation rate

  You can find a CD account that significantly out-earns the national average if you shop around among banks.

  3 min read Jan 02, 2024
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  3 ways to take advantage of high CD rates

  Locking in a high yield now could be beneficial in the event rates begin to drop.

  5 min read Nov 30, 2023
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  Zero-coupon CDs: What they are and how they work

  Here’s everything you need to know about zero-coupon CDs.

  4 min read Nov 13, 2023
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  What is an add-on CD?

  Add-on CDs can offer more flexibility than a traditional CD.

  4 min read Nov 13, 2023
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  How to invest with CDs

  Savers, here are strategies to invest in CDs.

  7 min read Nov 10, 2023
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  Step-up CDs: What they are and how they work

  Step-up CDs can help you potentially earn a higher rate of return later on.

  5 min read Oct 10, 2023
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  Bump-up CDs: What they are and how they work

  If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

  4 min read Oct 05, 2023
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  No-penalty CDs: What they are and how they work

  Here’s everything you need to know about no-penalty CDs.

  2 min read Oct 03, 2023
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  What is a CD (certificate of deposit)?

  CDs often pay better interest than savings accounts and can amp up your nest egg.

  8 min read Oct 02, 2023
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  What is a callable CD?

  Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

  5 min read Oct 02, 2023
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  Here’s how much $100,000 in a CD could earn you in 1 year

  A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.

  3 min read Jul 11, 2023
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  Here’s how much investing $1,000 in a CD could earn you in 1 year

  A one-year CD can be a safe and worthwhile option.

  4 min read Jul 10, 2023