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Real Genius Mortgage Review 2024

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At a glance

Real Genius
NMLS: 2389303
Editor's take

Real Genius is not accepting mortgage applications at this time. Compare other mortgage lenders.

Bankrate Score
Info
4.6
Rating: 4.6 stars out of 5
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Bankrate Score

Customer Rating
Info
4.8
Rating: 4.78 stars out of 5

952 ratings

Mortgage Percent

Loans offered

Conventional, jumbo, FHA, VA, refinancing and more

Credit Good

Min. credit score required

620 for conventional loans, 600 for FHA loans

Location

Nationwide availability

Not accepting mortgage applications at this time

Dollar Coin

Min. down payment

Undisclosed

At a glance

Real Genius

NMLS: 2389303

4.6

Rating: 4.6 stars out of 5
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Bankrate Score

Mortgage Percent

Loans offered

Conventional, jumbo, FHA, VA, refinancing and more

Location

Nationwide Availability

Not accepting mortgage applications at this time

Credit Good

Min. credit score required

620 for conventional loans, 600 for FHA loans

Real Genius overview

Real Genius is an online mortgage lender. It is not accepting mortgage applications at this time. Compare other mortgage lenders.

Pros and cons of Real Genius

Pros
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    Convenient rate quote estimate that doesn’t require sharing name and email address

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    Excellent past customer reviews and an A+ rating from the Better Business Bureau

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    Majority of loans include lender credit to help cover third-party costs

Cons
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    Borrower requirements not listed online

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    No USDA loans available

Our Editor’s Take on Real Genius

Real Genius is not accepting mortgage applications at this time. Compare other mortgage lenders.

How to apply for a mortgage with Real Genius

You can’t apply for a mortgage with Real Genius at this time..

Refinancing with Real Genius

Real Genius offered rate-and-term and cash-out refinancing options. It is not accepting mortgage applications at this time.

Compare Real Genius to other lenders

Real Genius
Rating: 4.6 stars out of 5
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4.6

Bankrate Score
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Bethpage Federal Credit Union
Rating: 4.9 stars out of 5
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4.9

Bankrate Score
Info
Read full review
First Mortgage Direct
Rating: 4.8 stars out of 5
  • Star
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  • Star Empty
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4.8

Bankrate Score
Info
Read full review

Loans offered

Conventional, jumbo, FHA, VA, refinancing and more

Loans offered

Conventional, jumbo, FHA, refinancing and more

Loans offered

Conventional, jumbo, FHA, VA, USDA, refinancing and more

Min. credit score required

620 for conventional loans, 600 for FHA loans

Min. credit score required

620 for conventional loans, 500 for FHA loans

Min. credit score required

620 for conventional loans, 580 for FHA loans, 580 for VA loans

Down payment

Undisclosed

Down payment

3% for conventional loans, 3.5% for FHA loans

Down payment

3% for conventional loans, 3.5% for FHA loans, none for VA loans and USDA loans

Nationwide availability

Not accepting mortgage applications at this time

Nationwide availability

Available in all U.S. states except Texas

Nationwide availability

All U.S. states

Real Genius customer ratings and reviews

logo

NMLS: 2389303

4.8

Rating: 4.78 stars out of 5

952 ratings

Info

This lender has 1 recent reviews.

Knowledge
Rating: 4.8 stars out of 5
Level of service
Rating: 4.8 stars out of 5
Professionalism
Rating: 4.8 stars out of 5
Responsiveness
Rating: 4.8 stars out of 5
5 stars
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3 stars
2 stars
1 star
92%
3%
1%
1%
4%

95% of customers would recommend this lender.

of 1 reviews

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