America First Credit Union
Overview
It also offers a variety of checking and savings accounts.
Best available rates across different account types for Wednesday, July 10, 2024
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A three-month certificate of deposit (CD) allows you to earn a fixed rate on your money for the short term. When considering a three-month CD, it can pay to compare the rate with those offered from high-yield savings accounts.
Only commit money to a three-month CD that you won’t need before the term ends, or else an early withdrawal penalty could eat up your interest earnings.
Note: Annual percentage yields (APYs) shown were updated between July 3, 2024 and July 9, 2024. Bankrate's editorial team validates this information regularly, typically biweekly. APYs may have changed since they were last updated and may vary by region for some products. Bankrate includes only FDIC banks or NCUA credit unions in its listings.
The following accounts can be found at most banks and credit unions. They’re federally insured for up to $250,000 and offer a safe place to put your money while earning interest.
CDs are best for individuals looking for a guaranteed rate of return that’s typically higher than a savings account. In exchange for a higher rate, funds are tied up for a set period of time and early withdrawal penalties may apply.
Checking accounts are best for individuals who want to keep their money safe while still having easy, day-to-day access to their funds. ATM and other transactional fees may apply.
Savings and MMAs are good options for individuals looking to save for shorter-term goals. They’re a safe way to separate your savings from everyday cash, but may require larger minimum balances and have transfer limitations.