Bethpage Federal Credit Union Review 2024
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At a glance
CDs
Checking
Savings
MMA
About Bankrate Score
Overview
Bethpage Federal Credit Union is ideal for Long Island residents who want access to branches, low-cost loans and competitive rates on deposit products.
Highlights
- Low Min Balance
- Reward Checking
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Checking rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Overall
Bethpage Federal Credit Union, the largest credit union in New York state, is a full-service banking institution. All of its deposit accounts are insured up to $250,000 through the National Credit Union Administration.
Pros
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Bethpage FCU offers a comprehensive slate of deposit and loan products.
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There are no restrictions for membership.
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Members have access to free financial education resources, including financial counseling.
Cons
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The yields tied to deposit accounts are fairly competitive, but other banks pay more interest.
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Branch access outside of Long Island is limited.
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Bethpage Federal Credit Union banking products
Bethpage Federal Credit Union savings overview
Pros
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The Regular Savings account requires only a balance of $5.
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It also doesn’t charge a monthly service fee.
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Bethpage offers two accounts for young savers.
Cons
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The yield for the standard savings account is low compared with other options.
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See how rates for this account have changed over time. Interact with the trend lines to view APY by date.
Bethpage Federal Credit UnionAPYAPY last updated between 7/3 and 7/9.APYAPY last updated between 7/3 and 7/9.National average APYHow do we get this data?Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
This is a sponsored offer rated 4 stars or higher for competitive rate, fees, and minimums.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.9/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Bank experience
Bethpage Federal Credit Union shines in a number of areas. Not only does the credit union give members access to more than 30,000 free ATMs, it also offers numerous budgeting tools online and in its app. Bethpage lets you do everything from searching transactions to creating a budget to checking your balance on your Apple Watch.
Customer-service representatives can be reached 7:30 a.m. to 7 p.m. Eastern time, weekdays, and 8 a.m. until 2 p.m. on Saturday. Accounts can also be accessed virtually anytime online.
About Bethpage Federal Credit Union
Bethpage Federal Credit Union offers a full selection of deposit and lending products to its more than 400,000 members. Membership is open to any U.S. citizen who deposits $5 into a share (savings) account. While its branches are located in New York City and Long Island, members can manage their accounts at shared branches throughout the U.S. or from anywhere online.
Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
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